If you’re concerned about this issue, the biggest question you need to ask yourself is whether the information turned up by a DNA test (for example, about medical history or genetic disposition to diseases) can be found using other means. Per that same website, her “health insurance protections do not cover long-term care insurance, life insurance, or disability insurance, though some states have state laws that offer additional protections against genetic discrimination in these lines of insurance.” And, of course, the law only applies to the United States-I can’t speak for other countries. However, this benevolent aunt can only do so much. According to the GINA website, “Health insurers may not use genetic information to determine if someone is eligible for insurance or to make coverage, underwriting or premium-setting decisions.” I like to think of her as “Aunt Gina,” the spinster aunt who has nothing better to do than protect your genetic information from leaking into the hands of employers and, yes, insurance agents. In the United States, we have GINA, the Genetic Information Nondiscrimination Act. The other factor in answering this question is your location-and any laws that might regulate DNA and insurance. But ultimately, you want to be oh-so-careful to read all of the privacy statements and terms of conditions to be sure you understand what you’re agreeing to when you hand over your DNA. The privacy policies of the five largest companies all state that they will not share your data with anyone (including insurance providers) without your consent. So if you take a full-sequence mtDNA test or the “Big Y” Y-DNA test, then yes, there is some medical information that is tested by the companies.Īnd there are certainly medically relevant parts of your DNA being examined by the autosomal DNA tests conducted by the big companies ( 23andMe, AncestryDNA, Family Tree DNA, MyHeritage DNA and Living DNA).Īs for the second part of the question: Your insurance company would need to find a way to access your data. Certain kinds of Y-DNA and mtDNA tests don’t hold any medical information, but others do. The uncertainty is based on lots of factors, the first of which is DNA test type. In an effort to be upfront and straight-forward-but without wanting to cause any undo alarm-the short answer to the first question is “maybe.” (I know-clear and concise, right?) This is really two questions in one: First, do our companies test DNA that might be of interest to our insurance companies? And second, would your insurance company have access to it? Q: Can I ever remove my DNA from a database? Q: Are there health or life insurance implications to taking a DNA test? Q: How can I keep my DNA information private? Q: Are there health or life insurance implications to taking a DNA test?
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How to Find Your Ancestor’s US Military Records.It's a small gesture but seriously, respect peoples' time & effort in helping you out.
It's perfectly OK to ask for any info if you're looking for fresh leads, but you can help people to focus their efforts & look at the correct sources if you are more specific. Be clear & specific about what info you want help finding.Don't make people waste their time by duplicating work. Include as much known information as you can.This advice will get you the best response from your research requests. *Click on the thread titles to see the history Related Subs Moderators may, at their discretion, remove posts that they consider harmful to the community.We don't want to discourage people from participating. Please use the downvote button sparingly to signify that a post or a comment is spam or contains incorrect information, not just because you disagree with it.Please do respond to those who offer their time to help you, even if just to say thanks.Everyone needs to see links without obfuscation. Fire & forget isn't polite, and will be considered spam. Posting your own site or work is OK in moderation, but please contribute to the community too.No abuse, threats, harassment, hate slurs etc. Of course, the exception is published information that the person has chosen to put into the public domain. Don't post living peoples' personal info.r/Genealogy Researchers Genealogy Resources If you are looking for specific help on a specific region, this post has a list of people willing to help with searches and lookups regarding certain areas.
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